PayPal Holdings, Inc.
PYPL Information Technology · Software & IT ServicesEach grade is a single reported quarter's assessment, never an average — a card shows the grade at the newest quarter in view, so it follows the period and range controls above. Latest scored quarter: 2026-06-30.
▼−24 over range · as of 2026-06-30
Revenue +4.8% YoY, earnings -12.5% YoY · sector avg 82
▲+8 over range · as of 2026-06-30
12.7% net margin, 25% return on equity, 19% free-cash-flow margin, profitable in 8 of last 8 quarters · sector avg 52
0 over range · as of 2026-06-30
Net debt 0.6x EBITDA, 11x interest coverage, 1.3x current ratio · sector avg 63
Latest quarter · ending 2026-06-30 · green = improving · click a row to chart it
Revenue $8.7B +3.9% Gross margin — — Operating margin 16.4% −1.4pp Net margin 12.7% −0.6pp Net income $1.1B −0.8%Filings
Full history 11 match| Year | Q1 | Q2 | Q3 | FY |
|---|---|---|---|---|
| 2026 | 10-Q Q1 2026 | no filing | no filing | no filing |
| 2025 | 10-Q Q1 2025 | 10-Q Q2 2025 | 10-Q Q3 2025 | 10-K FY 2025 |
| 2024 | 10-Q Q1 2024 | 10-Q Q2 2024 | 10-Q Q3 2024 | 10-K FY 2024 |
| 2023 | 10-Q Q1 2023 | 10-Q Q2 2023 | 10-Q Q3 2023 | 10-K FY 2023 |
| 2022 | 10-Q Q1 2022 | 10-Q Q2 2022 | 10-Q Q3 2022 | 10-K FY 2022 |
| 2021 | 10-Q Q1 2021 | 10-Q Q2 2021 | 10-Q Q3 2021 | 10-K FY 2021 |
| 2020 | 10-Q Q1 2020 | 10-Q Q2 2020 | 10-Q Q3 2020 | 10-K FY 2020 |
| 2019 | no filing | no filing | 10-Q Q3 2019 | 10-K FY 2019 |
All 11 filings
10-K FY 2019 2020-02-06 Pro → 10-K FY 2018 2019-02-07 Pro → 10-K FY 2017 2018-02-07 Pro → 10-K FY 2016 2017-02-08 Pro → 10-K FY 2015 2016-02-11 Pro →Filing-level fact detail is a Pro feature. The grades and figures above are free. See Pro plans
Trends
| Period | Period end | Revenue |
|---|---|---|
| 14-03 | 2014-03-31 | $1.9B |
| 14-06 | 2014-06-30 | $2.0B |
| 14-09 | 2014-09-30 | $2.0B |
| 14-12 | 2014-12-31 | $2.2B |
| 15-03 | 2015-03-31 | $2.1B |
| 15-06 | 2015-06-30 | $2.3B |
| 15-09 | 2015-09-30 | $2.3B |
| 15-12 | 2015-12-31 | $2.6B |
| 16-03 | 2016-03-31 | $2.5B |
| 16-06 | 2016-06-30 | $2.6B |
| 16-09 | 2016-09-30 | $2.7B |
| 16-12 | 2016-12-31 | $3.0B |
| 17-03 | 2017-03-31 | $3.0B |
| 17-06 | 2017-06-30 | $3.1B |
| 17-09 | 2017-09-30 | $3.2B |
| 17-12 | 2017-12-31 | $3.7B |
| 18-03 | 2018-03-31 | $3.7B |
| 18-06 | 2018-06-30 | $3.9B |
| 18-09 | 2018-09-30 | $3.7B |
| 18-12 | 2018-12-31 | $4.2B |
| 19-03 | 2019-03-31 | $4.1B |
| 19-06 | 2019-06-30 | $4.3B |
| 19-09 | 2019-09-30 | $4.4B |
| 19-12 | 2019-12-31 | $5.0B |
| 20-03 | 2020-03-31 | $4.6B |
| 20-06 | 2020-06-30 | $5.3B |
| 20-09 | 2020-09-30 | $5.5B |
| 20-12 | 2020-12-31 | $6.1B |
| 21-03 | 2021-03-31 | $6.0B |
| 21-06 | 2021-06-30 | $6.2B |
| 21-09 | 2021-09-30 | $6.2B |
| 21-12 | 2021-12-31 | $6.9B |
| 22-03 | 2022-03-31 | $6.5B |
| 22-06 | 2022-06-30 | $6.8B |
| 22-09 | 2022-09-30 | $6.8B |
| 22-12 | 2022-12-31 | $7.4B |
| 23-03 | 2023-03-31 | $7.0B |
| 23-06 | 2023-06-30 | $7.3B |
| 23-09 | 2023-09-30 | $7.4B |
| 23-12 | 2023-12-31 | $8.0B |
| 24-03 | 2024-03-31 | $7.7B |
| 24-06 | 2024-06-30 | $7.9B |
| 24-09 | 2024-09-30 | $7.8B |
| 24-12 | 2024-12-31 | $8.4B |
| 25-03 | 2025-03-31 | $7.8B |
| 25-06 | 2025-06-30 | $8.3B |
| 25-09 | 2025-09-30 | $8.4B |
| 25-12 | 2025-12-31 | $8.7B |
| 26-03 | 2026-03-31 | $8.4B |
| 26-06 | 2026-06-30 | $8.7B |
| Period | Period end | Net income |
|---|---|---|
| 14-03 | 2014-03-31 | -$382.0M |
| 14-06 | 2014-06-30 | $281.0M |
| 14-09 | 2014-09-30 | $234.0M |
| 14-12 | 2014-12-31 | $286.0M |
| 15-03 | 2015-03-31 | $255.0M |
| 15-06 | 2015-06-30 | $305.0M |
| 15-09 | 2015-09-30 | $301.0M |
| 15-12 | 2015-12-31 | $367.0M |
| 16-03 | 2016-03-31 | $365.0M |
| 16-06 | 2016-06-30 | $323.0M |
| 16-09 | 2016-09-30 | $323.0M |
| 16-12 | 2016-12-31 | $390.0M |
| 17-03 | 2017-03-31 | $384.0M |
| 17-06 | 2017-06-30 | $411.0M |
| 17-09 | 2017-09-30 | $380.0M |
| 17-12 | 2017-12-31 | $620.0M |
| 18-03 | 2018-03-31 | $511.0M |
| 18-06 | 2018-06-30 | $526.0M |
| 18-09 | 2018-09-30 | $436.0M |
| 18-12 | 2018-12-31 | $584.0M |
| 19-03 | 2019-03-31 | $667.0M |
| 19-06 | 2019-06-30 | $823.0M |
| 19-09 | 2019-09-30 | $462.0M |
| 19-12 | 2019-12-31 | $507.0M |
| 20-03 | 2020-03-31 | $84.0M |
| 20-06 | 2020-06-30 | $1.5B |
| 20-09 | 2020-09-30 | $1.0B |
| 20-12 | 2020-12-31 | $1.6B |
| 21-03 | 2021-03-31 | $1.1B |
| 21-06 | 2021-06-30 | $1.2B |
| 21-09 | 2021-09-30 | $1.1B |
| 21-12 | 2021-12-31 | $801.0M |
| 22-03 | 2022-03-31 | $509.0M |
| 22-06 | 2022-06-30 | -$341.0M |
| 22-09 | 2022-09-30 | $1.3B |
| 22-12 | 2022-12-31 | $921.0M |
| 23-03 | 2023-03-31 | $795.0M |
| 23-06 | 2023-06-30 | $1.0B |
| 23-09 | 2023-09-30 | $1.0B |
| 23-12 | 2023-12-31 | $1.4B |
| 24-03 | 2024-03-31 | $888.0M |
| 24-06 | 2024-06-30 | $1.1B |
| 24-09 | 2024-09-30 | $1.0B |
| 24-12 | 2024-12-31 | $1.1B |
| 25-03 | 2025-03-31 | $1.3B |
| 25-06 | 2025-06-30 | $1.3B |
| 25-09 | 2025-09-30 | $1.2B |
| 25-12 | 2025-12-31 | $1.4B |
| 26-03 | 2026-03-31 | $1.1B |
| 26-06 | 2026-06-30 | $1.1B |
| Period | Period end | Operating income |
|---|---|---|
| 14-03 | 2014-03-31 | not reported |
| 14-06 | 2014-06-30 | not reported |
| 14-09 | 2014-09-30 | not reported |
| 14-12 | 2014-12-31 | not reported |
| 15-03 | 2015-03-31 | not reported |
| 15-06 | 2015-06-30 | not reported |
| 15-09 | 2015-09-30 | not reported |
| 15-12 | 2015-12-31 | not reported |
| 16-03 | 2016-03-31 | not reported |
| 16-06 | 2016-06-30 | not reported |
| 16-09 | 2016-09-30 | not reported |
| 16-12 | 2016-12-31 | not reported |
| 17-03 | 2017-03-31 | not reported |
| 17-06 | 2017-06-30 | not reported |
| 17-09 | 2017-09-30 | not reported |
| 17-12 | 2017-12-31 | not reported |
| 18-03 | 2018-03-31 | not reported |
| 18-06 | 2018-06-30 | not reported |
| 18-09 | 2018-09-30 | $490.0M |
| 18-12 | 2018-12-31 | not reported |
| 19-03 | 2019-03-31 | $518.0M |
| 19-06 | 2019-06-30 | $705.0M |
| 19-09 | 2019-09-30 | $697.0M |
| 19-12 | 2019-12-31 | $799.0M |
| 20-03 | 2020-03-31 | $398.0M |
| 20-06 | 2020-06-30 | $951.0M |
| 20-09 | 2020-09-30 | $977.0M |
| 20-12 | 2020-12-31 | $963.0M |
| 21-03 | 2021-03-31 | $1.0B |
| 21-06 | 2021-06-30 | $1.1B |
| 21-09 | 2021-09-30 | $1.0B |
| 21-12 | 2021-12-31 | $1.1B |
| 22-03 | 2022-03-31 | $711.0M |
| 22-06 | 2022-06-30 | $764.0M |
| 22-09 | 2022-09-30 | $1.1B |
| 22-12 | 2022-12-31 | $1.2B |
| 23-03 | 2023-03-31 | $999.0M |
| 23-06 | 2023-06-30 | $1.1B |
| 23-09 | 2023-09-30 | $1.2B |
| 23-12 | 2023-12-31 | $1.7B |
| 24-03 | 2024-03-31 | $1.2B |
| 24-06 | 2024-06-30 | $1.3B |
| 24-09 | 2024-09-30 | $1.4B |
| 24-12 | 2024-12-31 | $1.4B |
| 25-03 | 2025-03-31 | $1.5B |
| 25-06 | 2025-06-30 | $1.5B |
| 25-09 | 2025-09-30 | $1.5B |
| 25-12 | 2025-12-31 | $1.5B |
| 26-03 | 2026-03-31 | $1.5B |
| 26-06 | 2026-06-30 | $1.4B |
Grade history
Point-in-time: each period shows the grade of the quarter it ends at — grades are never summed or averaged across a window.
Hover to read every grade at a period · shared with the trends chart · axis fixed 0–100
| Period | Period end | Growth | Quality | Safety |
|---|---|---|---|---|
| 14-03 | 2014-03-31 | not scored | not scored | not scored |
| 14-06 | 2014-06-30 | not scored | not scored | not scored |
| 14-09 | 2014-09-30 | not scored | not scored | not scored |
| 14-12 | 2014-12-31 | not scored | not scored | not scored |
| 15-03 | 2015-03-31 | not scored | not scored | not scored |
| 15-06 | 2015-06-30 | not scored | not scored | not scored |
| 15-09 | 2015-09-30 | not scored | not scored | not scored |
| 15-12 | 2015-12-31 | not scored | not scored | not scored |
| 16-03 | 2016-03-31 | not scored | not scored | not scored |
| 16-06 | 2016-06-30 | not scored | not scored | not scored |
| 16-09 | 2016-09-30 | not scored | not scored | not scored |
| 16-12 | 2016-12-31 | not scored | not scored | not scored |
| 17-03 | 2017-03-31 | not scored | not scored | not scored |
| 17-06 | 2017-06-30 | not scored | not scored | not scored |
| 17-09 | 2017-09-30 | not scored | not scored | not scored |
| 17-12 | 2017-12-31 | not scored | not scored | not scored |
| 18-03 | 2018-03-31 | not scored | not scored | not scored |
| 18-06 | 2018-06-30 | not scored | not scored | not scored |
| 18-09 | 2018-09-30 | not scored | not scored | not scored |
| 18-12 | 2018-12-31 | not scored | not scored | not scored |
| 19-03 | 2019-03-31 | not scored | not scored | not scored |
| 19-06 | 2019-06-30 | not scored | not scored | not scored |
| 19-09 | 2019-09-30 | not scored | not scored | not scored |
| 19-12 | 2019-12-31 | not scored | not scored | not scored |
| 20-03 | 2020-03-31 | not scored | not scored | not scored |
| 20-06 | 2020-06-30 | not scored | not scored | not scored |
| 20-09 | 2020-09-30 | not scored | not scored | not scored |
| 20-12 | 2020-12-31 | not scored | not scored | not scored |
| 21-03 | 2021-03-31 | not scored | not scored | not scored |
| 21-06 | 2021-06-30 | not scored | not scored | not scored |
| 21-09 | 2021-09-30 | not scored | not scored | not scored |
| 21-12 | 2021-12-31 | not scored | not scored | not scored |
| 22-03 | 2022-03-31 | not scored | not scored | not scored |
| 22-06 | 2022-06-30 | not scored | not scored | not scored |
| 22-09 | 2022-09-30 | not scored | not scored | not scored |
| 22-12 | 2022-12-31 | not scored | not scored | not scored |
| 23-03 | 2023-03-31 | not scored | not scored | not scored |
| 23-06 | 2023-06-30 | not scored | not scored | not scored |
| 23-09 | 2023-09-30 | 40 | 36 | 50 |
| 23-12 | 2023-12-31 | 66 | 39 | 60 |
| 24-03 | 2024-03-31 | 55 | 37 | 58 |
| 24-06 | 2024-06-30 | 49 | 52 | 58 |
| 24-09 | 2024-09-30 | 36 | 51 | 55 |
| 24-12 | 2024-12-31 | 25 | 50 | 52 |
| 25-03 | 2025-03-31 | 48 | 51 | 54 |
| 25-06 | 2025-06-30 | 32 | 51 | 55 |
| 25-09 | 2025-09-30 | 43 | 48 | 55 |
| 25-12 | 2025-12-31 | 34 | 48 | 55 |
| 26-03 | 2026-03-31 | 17 | 44 | 50 |
| 26-06 | 2026-06-30 | 16 | 44 | 50 |