FISERV INC
FISV Information Technology · Software & IT ServicesEach grade is a single reported quarter's assessment, never an average — a card shows the grade at the newest quarter in view, so it follows the period and range controls above. Latest scored quarter: 2026-06-30.
▼−60 over range · as of 2026-06-30
Revenue -4.1% YoY, earnings -38.9% YoY · sector avg 82
▼−16 over range · as of 2026-06-30
11.8% net margin, 10% return on equity, 19% free-cash-flow margin, profitable in 8 of last 8 quarters · sector avg 52
▼−10 over range · as of 2026-06-30
Net debt 4.1x EBITDA, 3x interest coverage, 1.0x current ratio · sector avg 63
Latest quarter · ending 2026-06-30 · green = improving · click a row to chart it
Revenue $5.3B +5.3% Gross margin — — Operating margin 19.2% +0.9pp Net margin 11.8% +0.5pp CHARTED Net income $627.0M +9.8%Filings
21-09 → 26-06 · following the period bar 20 match| Year | Q1 | Q2 | Q3 | FY |
|---|---|---|---|---|
| 2026 | 10-Q Q1 2026 | 10-Q Q2 2026 | no filing | no filing |
| 2025 | 10-Q Q1 2025 | 10-Q Q2 2025 | 10-Q Q3 2025 | 10-K FY 2025 |
| 2024 | 10-Q Q1 2024 | 10-Q Q2 2024 | 10-Q Q3 2024 | 10-K FY 2024 |
| 2023 | 10-Q Q1 2023 | 10-Q Q2 2023 | 10-Q Q3 2023 | 10-K FY 2023 |
| 2022 | 10-Q Q1 2022 | 10-Q Q2 2022 | 10-Q Q3 2022 | 10-K FY 2022 |
| 2021 | no filing | no filing | 10-Q Q3 2021 | 10-K FY 2021 |
All 20 filings
10-K FY 2024 2025-02-20 Pro → 10-Q Q3 2024 2024-10-23 Pro → 10-Q Q2 2024 2024-07-25 Pro → 10-Q Q1 2024 2024-04-24 Pro → 10-K FY 2023 2024-02-22 Pro → 10-Q Q3 2023 2023-10-25 Pro → 10-Q Q2 2023 2023-07-27 Pro → 10-Q Q1 2023 2023-04-26 Pro → 10-K FY 2022 2023-02-23 Pro → 10-Q Q3 2022 2022-10-28 Pro → 10-Q Q2 2022 2022-07-27 Pro → 10-Q Q1 2022 2022-04-28 Pro → 10-K FY 2021 2022-02-24 Pro → 10-Q Q3 2021 2021-10-28 Pro →Filing-level fact detail is a Pro feature. The grades and figures above are free. See Pro plans
Trends
| Period | Period end | Revenue |
|---|---|---|
| 21-09 | 2021-09-30 | $4.2B |
| 21-12 | 2021-12-31 | $4.3B |
| 22-03 | 2022-03-31 | $4.1B |
| 22-06 | 2022-06-30 | $4.5B |
| 22-09 | 2022-09-30 | $4.5B |
| 22-12 | 2022-12-31 | $4.6B |
| 23-03 | 2023-03-31 | $4.5B |
| 23-06 | 2023-06-30 | $4.8B |
| 23-09 | 2023-09-30 | $4.9B |
| 23-12 | 2023-12-31 | $4.9B |
| 24-03 | 2024-03-31 | $4.9B |
| 24-06 | 2024-06-30 | $5.1B |
| 24-09 | 2024-09-30 | $5.2B |
| 24-12 | 2024-12-31 | $5.3B |
| 25-03 | 2025-03-31 | $5.1B |
| 25-06 | 2025-06-30 | $5.5B |
| 25-09 | 2025-09-30 | $5.3B |
| 25-12 | 2025-12-31 | $5.3B |
| 26-03 | 2026-03-31 | $5.0B |
| 26-06 | 2026-06-30 | $5.3B |
| Period | Period end | Net income |
|---|---|---|
| 21-09 | 2021-09-30 | $428.0M |
| 21-12 | 2021-12-31 | $333.0M |
| 22-03 | 2022-03-31 | $669.0M |
| 22-06 | 2022-06-30 | $598.0M |
| 22-09 | 2022-09-30 | $481.0M |
| 22-12 | 2022-12-31 | $782.0M |
| 23-03 | 2023-03-31 | $563.0M |
| 23-06 | 2023-06-30 | $683.0M |
| 23-09 | 2023-09-30 | $952.0M |
| 23-12 | 2023-12-31 | $870.0M |
| 24-03 | 2024-03-31 | $735.0M |
| 24-06 | 2024-06-30 | $894.0M |
| 24-09 | 2024-09-30 | $564.0M |
| 24-12 | 2024-12-31 | $938.0M |
| 25-03 | 2025-03-31 | $851.0M |
| 25-06 | 2025-06-30 | $1.0B |
| 25-09 | 2025-09-30 | $792.0M |
| 25-12 | 2025-12-31 | $811.0M |
| 26-03 | 2026-03-31 | $571.0M |
| 26-06 | 2026-06-30 | $627.0M |
| Period | Period end | Operating income |
|---|---|---|
| 21-09 | 2021-09-30 | $636.0M |
| 21-12 | 2021-12-31 | $533.0M |
| 22-03 | 2022-03-31 | $846.0M |
| 22-06 | 2022-06-30 | $860.0M |
| 22-09 | 2022-09-30 | $855.0M |
| 22-12 | 2022-12-31 | $1.2B |
| 23-03 | 2023-03-31 | $934.0M |
| 23-06 | 2023-06-30 | $1.1B |
| 23-09 | 2023-09-30 | $1.5B |
| 23-12 | 2023-12-31 | $1.4B |
| 24-03 | 2024-03-31 | $1.2B |
| 24-06 | 2024-06-30 | $1.4B |
| 24-09 | 2024-09-30 | $1.6B |
| 24-12 | 2024-12-31 | $1.7B |
| 25-03 | 2025-03-31 | $1.4B |
| 25-06 | 2025-06-30 | $1.7B |
| 25-09 | 2025-09-30 | $1.4B |
| 25-12 | 2025-12-31 | $1.3B |
| 26-03 | 2026-03-31 | $918.0M |
| 26-06 | 2026-06-30 | $1.0B |
| Period | Period end | Net margin |
|---|---|---|
| 21-09 | 2021-09-30 | 10.3% |
| 21-12 | 2021-12-31 | 7.8% |
| 22-03 | 2022-03-31 | 16.2% |
| 22-06 | 2022-06-30 | 13.4% |
| 22-09 | 2022-09-30 | 10.6% |
| 22-12 | 2022-12-31 | 16.9% |
| 23-03 | 2023-03-31 | 12.4% |
| 23-06 | 2023-06-30 | 14.4% |
| 23-09 | 2023-09-30 | 19.5% |
| 23-12 | 2023-12-31 | 17.7% |
| 24-03 | 2024-03-31 | 15.1% |
| 24-06 | 2024-06-30 | 17.5% |
| 24-09 | 2024-09-30 | 10.8% |
| 24-12 | 2024-12-31 | 17.9% |
| 25-03 | 2025-03-31 | 16.6% |
| 25-06 | 2025-06-30 | 18.6% |
| 25-09 | 2025-09-30 | 15.0% |
| 25-12 | 2025-12-31 | 15.3% |
| 26-03 | 2026-03-31 | 11.4% |
| 26-06 | 2026-06-30 | 11.8% |
Grade history
Point-in-time: each period shows the grade of the quarter it ends at — grades are never summed or averaged across a window.
Hover to read every grade at a period · shared with the trends chart · axis fixed 0–100
| Period | Period end | Growth | Quality | Safety |
|---|---|---|---|---|
| 21-09 | 2021-09-30 | not scored | not scored | not scored |
| 21-12 | 2021-12-31 | not scored | not scored | not scored |
| 22-03 | 2022-03-31 | not scored | not scored | not scored |
| 22-06 | 2022-06-30 | not scored | not scored | not scored |
| 22-09 | 2022-09-30 | not scored | not scored | not scored |
| 22-12 | 2022-12-31 | not scored | not scored | not scored |
| 23-03 | 2023-03-31 | not scored | not scored | not scored |
| 23-06 | 2023-06-30 | not scored | not scored | not scored |
| 23-09 | 2023-09-30 | 64 | 52 | 24 |
| 23-12 | 2023-12-31 | 45 | 49 | 22 |
| 24-03 | 2024-03-31 | 58 | 47 | 20 |
| 24-06 | 2024-06-30 | 57 | 49 | 22 |
| 24-09 | 2024-09-30 | 31 | 44 | 17 |
| 24-12 | 2024-12-31 | 41 | 52 | 14 |
| 25-03 | 2025-03-31 | 39 | 50 | 19 |
| 25-06 | 2025-06-30 | 44 | 55 | 20 |
| 25-09 | 2025-09-30 | 37 | 47 | 18 |
| 25-12 | 2025-12-31 | 11 | 43 | 13 |
| 26-03 | 2026-03-31 | 5 | 39 | 15 |
| 26-06 | 2026-06-30 | 5 | 36 | 13 |